Ted S. Warren / AP Photo

Washington State’s insurance commissioner has opened up a multi-state investigation into Washington’s largest insurance carrier, Premera Blue Cross, after a data breach left 11 million customers’ private information exposed to hackers.

Premera says it found out about the hack on January 29, and the company disclosed it publicly on March 17. So the first thing Insurance Commissioner Mike Kreidler wants to know is, what took so long?

“Why did it take six weeks before you notified the primary regulator? I want to know why we didn’t know earlier, so that we can make sure that everything that can be done is being done to protect the consumer’s interest,” Kreidler said in an interview.

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If you have high-deductible health insurance – possibly paying $2,000 or more out of pocket – the price of every test or procedure matters a lot. In theory, you should shop around.

But, that’s easier said than done, as Seattle real estate broker Steven Wayne discovered: He ran through his $3,800 deductible, pretty quickly, after a recent series of fainting spells.

Now, new online tools can help you compare real costs.