money matters

Money Matters
5:00 am
Tue January 22, 2013

How to get paid for not collecting Social Security

SalFalko flickr.com

When it comes to collecting Social Security, there’s a way for some people to “have their cake and eat it, too”.

On this week's Money Matters, Greg Heberlein explains a spousal benefit that is sometimes overlooked.

If your spouse is already collecting Social Security and you decide to postpone collecting your own benefits, you may be able to collect payments equal to half of what your spouse is getting. 

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Money Matters
5:00 am
Tue January 15, 2013

The folly of trying to predict the stock market

The Market Volatility Index of the Chicago Board Options Exchange is a popular tool for attempting to predict the stock market
Alin S Living with Autism flickr.com

Investors encounter numerous indices claiming to predict the future. Some are ridiculous, and some are based on facts. But most are worthless.

This week on Money Matters, financial commentator Greg Heberlein and KPLU’s Dave Meyer look at the January effect, sports indicators, and the fear index.

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Money Matters
5:00 am
Tue January 8, 2013

Seattle-based HomeStreet is an IPO success story

HomeStreet Bank

HomeStreet, a Seattle bank company, sold its first shares publicly on Valentine’s Day, 2012. It's been a love affair with investors ever since.

This is a stock that didn’t split its shares only once, but did so twice in just nine months. Factoring in both two-for-one splits, the stock started out at $11 a share. They finished up at $25.55, more than a double their initial value.

Financial commentator Greg Heberlein and KPLU's Dave Meyer talk about Home Street on this week's Money Matters.

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Money Matters
5:14 am
Tue December 18, 2012

Learn more about the charities you give money to this holiday season

Do you know where your charitable contributions are going?
David Goehring (CarbonNYC) flickr.com

There are a lot of worthy (and, perhaps, not-so-worthy) charitable organizations asking for your support at this time of year. How should you decide which ones deserve your money?

One website that can help you is charitynavigator.org. It rates charities according to their financial health, accountability and transparency. Financial commentator Greg Heberlein and KPLU's Dave Meyer talk about the ratings on this week's Money Matters.

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Money Matters
5:34 am
Tue December 11, 2012

Don't worry about a hike in the capital gains tax

IRS Form 1040, Schedule D
Dave Meyer KPLU

As we approach the dreaded fiscal cliff, many financial pundits are sounding the alarm: “Take your capital gains now to avoid higher taxes next year!”

Should most of us be worried about this? On this week’s Money Matters, financial commentator Greg Heberlein says you should hang on to your winning investments. He tells KPLU’s Dave Meyer that the push to sell because of capital gains concerns may be the biggest idiocy since the sale of no-money-down, balloon-payment mortgages. 

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Money Matters
5:00 am
Tue November 20, 2012

Are you financially literate?

nikcname flickr.com

If you can define compound interest and inflation, then pat yourself on the back!

A recent report by the Securities and Exchange Commission finds that most Americans don't understand such basic concepts.

Commentator Greg Heberlein and KPLU's Dave Meyer talk about financial literacy on this week's Money Matters.

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Money Matters
5:00 am
Tue October 23, 2012

Financial pitfalls to avoid

Alex Proimos flickr.com

There are few guarantees in the world of finance. Every investment involves risk. But one thing is guaranteed: everyone makes mistakes.

On this week's Money Matters, financial commentator Greg Heberlein warns us away from some of the most common errors.

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Money Matters
5:00 am
Tue October 16, 2012

Beware of bad municipal bond insurance

Thomas Hawk flickr.com

Municipal bonds are relatively safe investments. So insured municipal bonds should be a sure thing, right?

That's not a safe assumption.

Thanks to the financial meltdown, that insurance may not offer any protection. Financial commentator Greg Heberlein explains why on this week's Money Matters with KPLU's Dave Meyer.

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Money Matters
5:00 am
Tue October 9, 2012

Computer trading glitches undermine investor confidence

Greg Heberlein sitting on a bench advertising Greg Glover's morning show on KNRK in Portland.
Tom Heberlein

Last Friday, India's main stock index suddenly experienced a 16% drop in value. $58 billion temporarily vanished in the blink of an eye thanks to a computer problem. 

Computer errors have also been blamed for Facebook's IPO troubles and 2010's infamous Flash Crash. Financial commentator Greg Heberlein and KPLU's Dave Meyer look at the world of computer driven, high-frequency trading on this week's Money Matters.

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Money Matters
5:00 am
Tue September 18, 2012

Are you saving enough for the golden years?

s_falkow flickr.com

The numbers are staggering. Three-quarters of the population approaching retirement (aged 50 to 64) earns less than $53,000 a year. That group has saved an average of $26,000 in their retirement accounts. Even adding in social security, one forecaster estimates retirees will be able to pay only $5 a day for food.

Financial commentator Greg Heberlein and KPLU's Dave Meyer look at the looming retirement crisis on this week's Money Matters.

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Money Matters
5:00 am
Tue September 11, 2012

Insider trading

Securities and Exchange Commission

As legendary money manager Peter Lynch once said, "Insiders might sell their shares for any number of reasons, but they buy for only one; they think the price will rise."

On this week's Money Matters, financial commentator Greg Heberlein explains why you should pay attention when executives buy or sell shares in their own companies.

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Money Matters
12:44 pm
Tue August 21, 2012

Beware of IRA pitfalls

leisergu flickr.com

Individual Retirement Accounts (IRAs) are great for planning your financial future. But if you don't pay attention to the rules, you could find yourself in trouble.

Financial Commentator Greg Heberlein and KPLU's Dave Meyer look at IRA pitfalls to avoid on this week's Money Matters.

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Money Matters
5:00 am
Tue August 14, 2012

The economy continues to slowly limp toward recovery

www.seniorliving.org

Last summer, financial commentator Greg Heberlein became more pessimistic about the economic recovery, predicting it would take 10 to 15 years to get back to "normal".

Now that a year has gone by, has anything changed?

Sadly, Greg says we have another 9 to 14 years left to go.

Greg and KPLU's Dave Meyer look at the prospects for a slow recovery on this week's Money Matters.

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Money Matters
5:00 am
Tue July 24, 2012

Sooner or later, your credit card number will be stolen

The only way to be completely safe is to cancel all your cards and shred them. But who wants to do that?
LaughingRhoda flickr.com

Have you ever received a letter from your bank stating "we have learned that some information from your credit card account may have been compromised at an undisclosed third-party location"?

Financial commentator Greg Heberlein and KPLU's Dave Meyer had their cards canceled and replaced by the same bank in recent weeks. They gripe about it on this week's Money Matters, and offer tips on how to minimize the damage.

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Money Matters
5:00 am
Tue July 17, 2012

When should you start collecting Social Security?

Social Security Administration

One of the great debates among those approaching retirement is whether to take Social Security benefits at age 62, 66 or 70.  

There's no one-size-fits-all answer. Financial commentator Greg Heberlein and KPLU's Dave Meyer explore the options on this week's Money Matters.

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